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Question 301

Which statement is true regarding the FATF standards for SARs/STRs information sharing within a
financial group?

  • A. FIs must retain copies of SARs/STRs and supporting documentation for five years from the date of filing the STRs Most Votes
  • B. FIs cannot share customer information at all since it is confidential.
  • C. Financial institutions (FIs) should establish sufficient safeguards concerning the confidentiality of information shared for AML purposes.
  • D. FIs must require approval from regulators to share SARs/STRs information and supporting documentation.
Answer:

A


Explanation:
Reference:
https://www.fia.tc/wp-content/uploads/2018/04/FIA-SARGUIDE-0515-1.0.pdf

User Votes:
A 26 votes
50%
B
50%
C 15 votes
50%
D 6 votes
50%
Discussions
0 / 1000
spilksch
1 year ago

Answer is C.

A says 5 years from date of filing STR, it should be 5 years from date of closing the account.

alban_999
4 months, 3 weeks ago

According to the FIA SAR GUIDE 0515-1.0 from the Financial Intelligence Agency of Turks & Caicos Islands, financial institutions must retain copies of SARs/STRs and supporting documentation for five years from the date of filing the STRs. This aligns with statement A. However, regarding FATF standards specifically, financial institutions are required to establish sufficient safeguards concerning the confidentiality of information shared for AML purposes. This aligns with statement C.

trinka5
2 weeks, 1 day ago

Under the FATF Recommendations, particularly Recommendation 18, financial groups are encouraged to share information, including suspicious transaction reports (STRs)/suspicious activity reports (SARs) and underlying information for the purpose of anti-money laundering (AML) and combating the financing of terrorism (CFT).

However, such sharing must be done with appropriate safeguards to maintain the confidentiality and security of the information.