Acams cams practice test

Certified Anti-Money Laundering Specialist Exam

Last exam update: Oct 07 ,2024
Page 1 out of 28. Viewing questions 1-15 out of 406

Question 1

The main purpose of the US Treasury Department for OFAC's extraterritorial reach is to:

  • A. accomplish the foreign policy and national security goals of the US. Most Votes
  • B. defend the US against questionable trade practices of its economic rivals.
  • C. protect allied nations of the US from the economic threats of non-allied nations.
  • D. align OFAC's and other countries' extraterritorial reach requirements.
Mark Question:
Answer:

A


Explanation:
Reference:
https://www.natlawreview.com/article/aggressive-extraterritorial-reach-us-economic-
sanctions-foreign-company-exposure-to

User Votes:
A 297 votes
50%
B 57 votes
50%
C 42 votes
50%
D 85 votes
50%
Discussions
vote your answer:
A
B
C
D
0 / 1000
singrajv
1 year ago

A. accomplish the foreign policy and national security goals of the US.

tinaguha
1 year ago

Accomplish the foreign policy and national security goals of the US.

arkonis
1 year ago

A accomplish the foreign policy and national security goals of the US.

wils
1 year ago

A. accomplish the foreign policy and national security goals of the US

sindhu.surendr
11 months, 1 week ago

A. accomplish the foreign policy and national security goals of the US

abbass.yousaf2000
11 months, 1 week ago


A. accomplish the foreign policy and national security goals of the US.

neginarotam
11 months, 1 week ago

A. accomplish the foreign policy and national security goals of the US.

dpersoul8
11 months, 1 week ago

A. accomplish the foreign policy and national security goals of the US.

neginarotam
11 months ago

D. align OFAC's and other countries' extraterritorial reach requirements.

laneshapenrose
11 months ago

A.accomplish the

Kleopapp
11 months ago

A. accomplish the foreign policy and national security goals of the US.

Gautam
11 months ago

Acomplish the foreign

alinemaidla
11 months ago

A. accomplish the foreign policy and national security goals of the US

alinemaidla
11 months ago

A. accomplish the foreign policy and national security goals of the US.

AnaA.
11 months ago

D. align OFAC's and other countries' extraterritorial reach requirements

saranraina
11 months ago

accomplish the foreign policy and national security goals of the US.

saranraina
11 months ago

Thanks for submitting , your comment will be approved soon by our moderators

AnaA.
10 months, 4 weeks ago

D. aligner les exigences de portée extraterritoriale de l'OFAC et d'autres pays.

AnaA.
10 months, 4 weeks ago

D. align OFAC's and other countries' extraterritorial reach requirements.

AnaA.
10 months, 4 weeks ago

D. aligner les exigences de l’OFAC et d’autres pays en matière de portée extraterritoriale.

AnaA.
10 months, 4 weeks ago

A. atteindre les objectifs de politique étrangère et de sécurité nationale des États-Unis.

damola.adeyoyin
10 months, 3 weeks ago

A. accomplish the foreign policy and national security goals of the US.

adnan_shaikat
10 months, 3 weeks ago

accomplish the foreign policy and national security goals of the US.

adnan_shaikat
10 months, 2 weeks ago

. accomplish the foreign policy and national security goals of the US.

camscert23
10 months, 2 weeks ago

A. accomplish the foreign policy and national security goals of the US.

manojsinghsbi
10 months, 2 weeks ago

Defend the US against

FinPro_Audit
10 months, 1 week ago

A. accomplish the foreign policy and national security goals of the US.

garneohenry
10 months, 1 week ago

accomplish the foreign policy and national security goals of the US.

hiteshj
10 months, 1 week ago

accomplish the foreign policy and national security goals of the US.

hiteshj
10 months, 1 week ago

Thanks for submitting , your comment will be approved soon by our moderators

dinbits
10 months ago

Accomplish the foreign policy and national security goals of the US.

ganreddy
10 months ago

OFAC will economic and trade sanctions which are threat for national securtiy for the US

oluwatoyin
9 months, 3 weeks ago

Accomplish the foreign policy and national security goals of the US

aartig7
9 months, 3 weeks ago

accomplish the foreign policy and national security goals of the US.

AravindBharathy
9 months, 3 weeks ago

A. accomplish the foreign policy and national security goals of the US.

Kaleemirza
9 months, 3 weeks ago

Align OFAC

Kaleemirza
9 months, 3 weeks ago

Accomplish foreign policy

bbhi
9 months, 2 weeks ago

A. accomplish the foreign policy and national security goals of the US.

ACAMSSS
9 months, 2 weeks ago

A. accomplish the foreign policy and national security goals of the US.

HanzoMo
9 months, 1 week ago

A. accomplish the foreign policy and national security goals of the US.

Preetiiii11
9 months, 1 week ago

accomplish the foreign policy and national security goals of the US

Sheila
9 months, 1 week ago

protect allied nations of the US from the economic threats of non-allied nations.

manunikhikulkarni
9 months ago

D. align OFAC's and other countries' extraterritorial reach requirements.

Nathaly
9 months ago

A. accomplish the foreign policy and national security goals of the US.

varun_nanda
9 months ago

protect allied nations of the US from the economic threats of non-allied nations.

varun_nanda
9 months ago

protect allied nations of the US from the economic threats of non-allied nations.

varun_nanda
9 months ago

accomplish the foreign policy and national security goals of the US.

ankitamahadik31
8 months, 3 weeks ago

align OFAC's and other countries' extraterritorial reach requirements

Andrea
8 months, 3 weeks ago

A. accomplish the foreign policy and national security goals of the US.

Salkuwari
8 months, 3 weeks ago

accomplish the foreign policy and national security goals of the US.

Herooguy
8 months, 2 weeks ago

C. protect allied nations of the US from the economic threats of non-allied nations.

hero
8 months, 2 weeks ago

accomplish the foreign policy and national security goals of the US.

sharna
8 months, 1 week ago

accomplish the foreign policy and national security goals of the US.

Iyke
8 months, 1 week ago

Ok this is it

sunnyvarughese
8 months, 1 week ago

Defend the US

sunnyvarughese
8 months, 1 week ago

defend the US against questionable trade practices of its economic rivals.

sunnyvarughese
8 months, 1 week ago

Thanks for submitting , your comment will be approved soon by our moderators

DommoniqueC
8 months, 1 week ago

A. accomplish the foreign policy and national security goals of the US.

xcheatham
8 months, 1 week ago

A. accomplish the foreign policy and national security goals of the US.

Otabek
8 months, 1 week ago

A.ccomplish the foreign policy and national security goals of the US

Debs
8 months ago

accomplish the foreign policy and national security goals of the US.

Alfadio
8 months ago

A. accomplish the foreign policy and national security goals of the US.

Tukahirwa
8 months ago

accomplish the foreign policy and national security goals of the US.

ummer2218
7 months, 4 weeks ago

A. accomplish the foreign policy and national security goals of the US.

mekoran
7 months, 4 weeks ago

align ofac's and other countries' extraterritorial reach requirements

NicoleP
7 months, 3 weeks ago

A. accomplish the foreign policy and national security goals of the US.

Delanium
7 months, 3 weeks ago

accomplish the foreign policy and national security goals of the US.

nonkeyizana
7 months, 3 weeks ago

A. Accomplish the foreign policy

nonkeyizana
7 months, 3 weeks ago

A. accomplish the foreign policy and national security goals of the US.

lll
7 months, 3 weeks ago

A. accomplish the foreign policy and national security goals of the US.

alo152
7 months, 3 weeks ago

accomplish the foreign policy and national security goals of the US.

vivec7
7 months, 3 weeks ago

A. accomplish the foreign policy and national security goals of the US.

nazishkhan1979
7 months, 3 weeks ago

A. accomplish the foreign policy and national security goals of the US.

vivek_1236
7 months, 2 weeks ago

accomplish the foreign policy and national security goals of the US.

vivec7
7 months, 2 weeks ago

. accomplish the foreign policy and national security goals of the US.

CSP82
7 months, 2 weeks ago

accomplish the foreign policy and national security goals of the US

mj
7 months, 1 week ago

A. accomplish the foreign policy and national security goals of the US.

CURNOX92
7 months, 1 week ago

A. accomplish the foreign policy and national security goals of the US.

NGUIMOUTH
7 months, 1 week ago

accomplish the

Gulnara
7 months, 1 week ago

accomplish the foreign policy and national security goals of the US.

Gulnara
7 months, 1 week ago

accomplish the foreign policy and national security goals of the US.

Gulnara
7 months, 1 week ago

Thanks for submitting , your comment will be approved soon by our moderators

tufenkji
7 months ago

A. accomplish the foreign policy and national security goals of the US.

Gulnara
7 months ago

A. accomplish the foreign policy and national security goals of the US.

Gulnara
7 months ago

A. accomplish the foreign policy and national security goals of the US.

orgertaabazi
7 months ago

accomplish the foreign policy and national security goals of the US.

smtcntrk
7 months ago

A. accomplish the foreign policy and national security goals of the US.

smtcntrk
7 months ago

A. accomplish the foreign policy and national security goals of the US.

Divyabajaj1990
6 months, 4 weeks ago

a. accomplish the foreign policy and national security goals of the US

yennguyen
6 months, 3 weeks ago

A. accomplish the foreign policy and national security goals of the US.

Kiranprasad
6 months, 2 weeks ago

accomplish the foreign policy and national security goals of the US.

Kiranprasad
6 months, 2 weeks ago

accomplish the foreign policy and national security goals of the US.

ANkur
6 months, 1 week ago

accomplish the foreign policy and national security goals of the US.

Xiaoyi
6 months ago

A. accomplish the foreign policy and national security goals of the US.

Peenya
6 months ago

accomplish the foreign policy and national security goals of the US

Vinaygajula
6 months ago

accomplish the foreign policy and national security goals of the US.

sulekhasingh
6 months ago

accomplish the foreign policy and national security goals of the US.

ummer2218
5 months, 4 weeks ago

D. align OFAC's and other countries' extraterritorial reach requirements.

balasaravanen82
5 months, 3 weeks ago

accomplish the foreign policy and national security goals of the US.

balasaravanen82
5 months, 3 weeks ago

Thanks for submitting , your comment will be approved soon by our moderators

Ingrid
5 months, 2 weeks ago

This is the

sandhyashankars
5 months, 2 weeks ago

protect allied nations of the US from the economic threats of non-allied nations.

faheemqureshi39
5 months, 1 week ago


accomplish the foreign policy and national security goals of the US

dion_loef
5 months, 1 week ago

A. accomplish the foreign policy and national security goals of the US.

irfan300
5 months ago

align OFAC's and other countries' extraterritorial reach requirements.

irfan300
5 months ago

accomplish the foreign policy and national security goals of the US.

M.aburabee
4 months, 3 weeks ago

تحقيق أهداف السياسة الخارجية والأمن القومي للولايات المتحدة.

M.aburabee
4 months, 3 weeks ago

تحقيق أهداف السياسة الخارجية والأمن القومي للولايات المتحدة.

Vidya
4 months, 1 week ago

The US Government has an obligation

lobs
4 months, 1 week ago

cumplir con los objetivos de política exterior

dmurod
4 months ago

okokokokokokok

shilpadilan
4 months ago

A. accomplish the foreign policy and national security goals of the US.

talk2preet
3 months, 4 weeks ago

ACAMS guide states "OFAC administers and enforces economic and trade sanctions based on US
foreign policy and national security goals against targeted foreign countries,
terrorists, international narcotics traffickers, and criminals engaged in activities
related to the proliferation of WMD. " hence answer is A

harjansatyajit
3 months, 3 weeks ago

Economic rivals do not come into play. It protects the world from worldwide threat

harjansatyajit
3 months, 3 weeks ago

Already commented. Whats the answer?

kelvincmmak
3 months, 3 weeks ago

B. defend the US against questionable trade practices of its economic rivals.

Jenren
3 months, 3 weeks ago

Accomplish

Josephine
3 months, 3 weeks ago

A.accomplish the foreign policy and national security goals of the US

linhnguyen1811
3 months, 3 weeks ago

Answer is A

ayobamitemiloluwa
3 months, 3 weeks ago

align OFAC's and other countries' extraterritorial reach requirements.

harjansatyajit
3 months, 2 weeks ago

A. accomplish the foreign policy and national security goals of the US.

farhanromi
3 months, 2 weeks ago

A. accomplish the foreign policy and national security goals of the US.

farhanromi
3 months, 2 weeks ago

A. accomplish the foreign policy and national security goals of the US.

farhanromi
3 months, 2 weeks ago

A. accomplish the foreign policy and national security goals of the US.

towhid.hossain
3 months, 1 week ago

defend the US against questionable trade practices of its economic rivals.

1871
3 months ago

A. accomplish the foreign policy and national security goals of the US.

dwnmaina
3 months ago

A. accomplish the foreign policy and national security goals of the US.

Khadermeeran
2 months, 4 weeks ago

accomplish the foreign policy and national security goals of the US

Eman
2 months, 3 weeks ago

. تحقيق أهداف السياسة الخارجية والأمن القومي للولايات المتحدة

Eman
2 months, 3 weeks ago

توثيق سياسة قبول العملاء
د. إنشاء نظام مراقبة مستمر للحسابات عالية

Ilovejazz76
2 months, 2 weeks ago

accomplish the foreign policy and national security goals of the US.

s9716600377
2 months, 2 weeks ago

B. defend the US against questionable trade practices of its economic rivals.

henrietta.umoh
2 months, 1 week ago

defend the US against questionable trade practices of its economic rivals.

lamiyehi
2 months, 1 week ago

align OFAC's and other countries' extraterritorial reach requirements.

LAURA_GHEORGHE13
1 month, 4 weeks ago

A. accomplish the foreign policy and national security goals of the US.

nagesh
1 month, 3 weeks ago

accomplish the foreign policy and national security goals of the US.

Radhika
1 month, 3 weeks ago

Answer is option A

LAURA_GHEORGHE13
1 month, 3 weeks ago

A. accomplish the foreign policy and national security goals of the US.

aiv
1 month, 2 weeks ago

accomplish the foreign policy and national security goals of the US.

Radhika
1 month, 2 weeks ago

C is the answer

OORVESH
1 month, 1 week ago

accomplish the foreign policy and national security goals of the US.

ndhami
1 month, 1 week ago

accomplish the foreign policy and national security goals of the US.

Dashadash
1 month ago

accomplish the foreign policy and national security goals of the US.

xcheatham
1 month ago

A. accomplish the foreign policy and national security goals of the US.

jdu1122
1 month ago

protect allied nations of the US from the economic threats of non-allied nations.

kaklimala
1 month ago

accomplish the foreign policy and national security goals of the US.

karimqasim
3 weeks, 1 day ago

protect allied nations of the US from the economic threats of non-allied nations.

Kareema
3 weeks ago

the answer is in:

Abhay9582303944
2 weeks, 6 days ago

A. accomplish the foreign policy and national security goals of the US.

luckwaters
2 weeks, 3 days ago

accomplish the foreign policy and national security goals of the US.

assarejoyce77
2 weeks, 1 day ago

accomplish the foreign policy and national security goals of the US.

King1234
1 week, 2 days ago

Teeyheehehheheehe

rodrigomcf
1 week, 1 day ago

OFAC's extraterritorial reach is primarily aimed at enforcing U.S. sanctions in alignment with the country's foreign policy and national security objectives. Its sanctions often extend beyond U.S. borders to prevent entities, both domestic and foreign, from engaging in activities that may undermine these goals.


Question 2

The bank's Compliance Officer is tasked with designing standards based on Basel's KYC principles.
Which essential elements should be included in the program? (Choose two.)

  • A. Appointing an independent audit function
  • B. Conducting a money laundering risk assessment
  • C. Documenting a customer acceptance policy Most Votes
  • D. Establishing on-going monitoring of high-risk accounts Most Votes
  • E. Reporting suspicious activity
Mark Question:
Answer:

C, E


Explanation:
Reference:
https://www.bis.org/publ/bcbs77.pdf

User Votes:
A 47 votes
50%
B 151 votes
50%
C 214 votes
50%
D 172 votes
50%
E 110 votes
50%
Discussions
vote your answer:
A
B
C
D
E
0 / 1000
amarillys
1 year, 1 month ago

the correct answer id C and D

zinu_cool (replied to amarillys)
1 year, 1 month ago

Yes! I had the same response too, but it says here the correct answer is C & E !

singrajv
1 year ago

C. Documenting a customer acceptance policy
E. Reporting suspicious activity

tinaguha
1 year ago

Documenting a customer acceptance policy and establishing on-going monitoring of high-risk accounts.

tinaguha
1 year ago

The correct answer is C and D.

arkonis
1 year ago

It absolutely is C and D

abbass.yousaf2000
11 months, 1 week ago

A. Appointing an independent audit function

neginarotam
11 months, 1 week ago

C. Documenting a customer acceptance policy
D. Establishing on-going monitoring of high-risk accounts

Kleopapp
11 months ago

C. Documenting a customer acceptance policy
D. Establishing on-going monitoring of high-risk accounts

alinemaidla
11 months ago

B. Conducting a money laundering risk assessment
E. Reporting suspicious activity

AnaA.
11 months ago

B. Conducting a money laundering risk assessment
D. Establishing on-going monitoring of high-risk accounts

AnaA.
10 months, 4 weeks ago

B. Réaliser une évaluation des risques de blanchiment de capitaux.
D. Établir une surveillance continue des comptes à haut risque.

AnaA.
10 months, 4 weeks ago

D. D. Réalisation d’une évaluation des risques de blanchiment d’argent
D. Mise en place d’une surveillance continue des comptes à haut risque

AnaA.
10 months, 4 weeks ago

B. Réaliser une évaluation des risques de blanchiment de capitaux
C. Documenter une politique d'acceptation du client

damola.adeyoyin
10 months, 3 weeks ago

C. Documenting a customer acceptance policy
D. Establishing on-going monitoring of high-risk accounts

adnan_shaikat
10 months, 3 weeks ago

It will be both C and D.

adnan_shaikat
10 months, 2 weeks ago

C. Documenting a customer acceptance policy
D. Establishing on-going monitoring of high-risk accounts

FinPro_Audit
10 months, 1 week ago

The correct answers C, E

dinbits
10 months ago

The most correct answer is C, E.

AravindBharathy
9 months, 3 weeks ago

Documenting a customer acceptance policy

richap
9 months, 2 weeks ago

C. Documenting a customer acceptance policy

Sheila
9 months, 1 week ago

,Establishing on-going monitoring of high-risk accounts, Conducting a money laundering risk assessment

Nathaly
9 months ago

C. Documenting a customer acceptance policy
D. Establishing on-going monitoring of high-risk accounts

ldj32780
9 months ago

I would have thought D would be applicable also.

varun_nanda
9 months ago

Conducting a money laundering risk assessment
Documenting a customer acceptance policy

Salkuwari
8 months, 3 weeks ago

Documenting a customer acceptance policy
D. Establishing on-going monitoring of high-risk accounts

sharna
8 months, 1 week ago

C. Documenting a customer acceptance policy
D. Establishing on-going monitoring of high-risk accounts

sunnyvarughese
8 months, 1 week ago

Establishing ongoing monitoring

sunnyvarughese
8 months, 1 week ago

Establishing on-going monitoring of high-risk accounts

sunnyvarughese
8 months, 1 week ago

Conducting a money laundering risk assessment

sunnyvarughese
8 months, 1 week ago

Thanks for submitting , your comment will be approved soon by our moderators

Iyke
8 months, 1 week ago

Its just okay

Tukahirwa
8 months ago

Conducting a money laundering risk assessment and Reporting suspicious activity

lll
7 months, 3 weeks ago

Conducting a money laundering risk assessment
E. Reporting suspicious activity

CSP82
7 months, 2 weeks ago

Reporting suspicious activity Conducting a money laundering risk assessment

orgertaabazi
7 months ago

Documenting a customer acceptance policy and Reporting suspicious activity

Divyabajaj1990
6 months, 4 weeks ago

. Documenting a customer acceptance policy
D. Establishing on-going monitoring of high-risk accounts

Xiaoyi
6 months ago

4 Key elements: customer identification, risk management, customer acceptance policy and ongoing monitoring. So C&D.

Vinaygajula
6 months ago

accomplish the foreign policy and national security goals of the US.

sulekhasingh
6 months ago

Conducting a money laundering risk assessment
C. Documenting a customer acceptance policy
D. Establishing on-going monitoring of high-risk accounts

sekijogos
5 months, 2 weeks ago

10 CHARACTERS OR MORE

dion_loef
5 months, 1 week ago

C. Documenting a customer acceptance policy
D. Establishing on-going monitoring of high-risk accounts

kmurtaza465
4 months, 3 weeks ago

C. Documenting a customer acceptance policy
D. Establishing on-going monitoring of high-risk accounts

shilpadilan
4 months ago

C. Documenting a customer acceptance policy
E. Reporting suspicious activity

Jenren
3 months, 3 weeks ago

B, D are correct

Josephine
3 months, 3 weeks ago

B.Conducting a money laundering
d.high risk accounts

mmulei
2 months, 3 weeks ago

C&D is correct answer

Ilovejazz76
2 months, 2 weeks ago

Appointing an independent audit function
Conducting a money laundering risk assessment

lamiyehi
2 months, 1 week ago

B. Conducting a money laundering risk assessment
C. Documenting a customer acceptance policy

LAURA_GHEORGHE13
1 month, 4 weeks ago

C. Documenting a customer acceptance policy
E. Reporting suspicious activity

nagesh
1 month, 3 weeks ago

Conducting a money laundering risk
Documenting a customer acceptance policy

Radhika
1 month, 3 weeks ago

C & D is the answer

OORVESH
1 month, 1 week ago

Documenting a customer acceptance policy
Reporting suspicious activity

OORVESH
1 month, 1 week ago

Reporting suspicious activity

pritiamre
1 month, 1 week ago

Conducting a money laundering risk assessment and Establishing on-going monitoring of high-risk accounts

ndhami
1 month, 1 week ago

Establishing on-going monitoring of high-risk accounts

Hussain
1 month, 1 week ago

Conducting a money laundering risk assessment
Documenting a customer acceptance policy

xcheatham
1 month ago

D. Establishing on-going monitoring of high-risk accounts
E. Reporting suspicious activity

kaklimala
1 month ago

Documenting a customer acceptance policy and Establishing on-going monitoring of high-risk accounts

Kareema
2 weeks, 6 days ago

Not: A or B: because they are principles of AML/CFT Program not KYC
Not: D because "monitoring" is always for suspicious activities not only for high risk
so the closest answer are C and E

Abhay9582303944
2 weeks, 6 days ago

D and E is the answer as per Basel principle


Question 3

A SAR/STR should be filed when the accountable institution identifies that:

  • A. a customer makes a cash deposit in round dollars.
  • B. cash transactions have values which avoid reporting thresholds. Most Votes
  • C. an alert is generated by a transaction monitoring system.
  • D. an employee is not clearing alerts in a timely manner.
Mark Question:
Answer:

C


Explanation:
Reference:
https://www.fdic.gov/regulations/examinations/supervisory/insights/siwin07/article03_connecting.
html

User Votes:
A 29 votes
50%
B 186 votes
50%
C 110 votes
50%
D 6 votes
50%
Discussions
vote your answer:
A
B
C
D
0 / 1000
tinaguha
1 year ago

The answer is B and C.

arkonis
1 year ago

B implies that there are multiple transactions avoiding the threshold which would be a reason to file a STR

abbass.yousaf2000
11 months, 1 week ago

C. an alert is generated by a transaction monitoring system.

neginarotam
11 months, 1 week ago

B. cash transactions have values which avoid reporting thresholds.

laneshapenrose
11 months ago

B.
B. cash transactions have values which avoid reporting thresholds.

Kleopapp
11 months ago

B. cash transactions have values which avoid reporting thresholds.

alinemaidla
11 months ago

cash transactions have values which avoid reporting thresholds & an alert is generated by a transaction monitoring system.

AnaA.
11 months ago

B. cash transactions have values which avoid reporting thresholds.

AnaA.
10 months, 4 weeks ago

B. les transactions en espèces ont des valeurs qui évitent les seuils de déclaration.

AnaA.
10 months, 4 weeks ago

D. D. Les transactions en espèces ont des valeurs qui évitent les seuils de déclaration.

AnaA.
10 months, 4 weeks ago

C. une alerte est générée par un système de surveillance des transactions.

damola.adeyoyin
10 months, 3 weeks ago

B. cash transactions have values which avoid reporting thresholds

damola.adeyoyin
10 months, 3 weeks ago

Thanks for submitting , your comment will be approved soon by our moderators

adnan_shaikat
10 months, 3 weeks ago

B implies the activity related to Structuring which would be a reason to file a STR

adnan_shaikat
10 months, 3 weeks ago

cash transactions have values which avoid reporting thresholds.

adnan_shaikat
10 months, 2 weeks ago

B. cash transactions have values which avoid reporting thresholds

adnan_shaikat
10 months, 2 weeks ago

B. cash transactions have values which avoid reporting thresholds.

dinbits
10 months ago

The expected answer is C. However B is also true since the answer, as it is written, implies intent and a textbook example of surfing.

AravindBharathy
9 months, 3 weeks ago

B. cash transactions have values which avoid reporting thresholds.

Sheila
9 months, 1 week ago

The answer is B

Sheila
9 months, 1 week ago

The answer is C

manunikhikulkarni
9 months ago

C. an alert is generated by a transaction monitoring system.

Nathaly
9 months ago

B. cash transactions have values which avoid reporting thresholds.
C. an alert is generated by a transaction monitoring system.

ldj32780
9 months ago

B and maybe C.

ldj32780
9 months ago

Thanks for submitting , your comment will be approved soon by our moderators

varun_nanda
9 months ago

cash transactions have values which avoid reporting thresholds.

Ramzi
9 months ago

B. cash transactions have values which avoid reporting thresholds.

Ramzi
9 months ago

B. cash transactions have values which avoid reporting thresholds.

elyserrano
8 months, 3 weeks ago

A Suspicious Transaction Report (STR) is a document that financial institutions must file with their Financial Intelligence Unit (FIU) whenever there is a suspected case of money laundering or fraud.

YZ1301
8 months, 2 weeks ago

Transaction Monitoring system are designed with Algorithms at Back end. TMS some time generate alerts which are not suspicious. If TMS is s accurate then no need of AML specialist.

sunnyvarughese
8 months, 1 week ago

an alert is generated by a transaction monitoring system.

sunnyvarughese
8 months, 1 week ago

an alert is generated by a transaction monitoring system.

Tukahirwa
8 months ago

B. cash transactions have values which avoid reporting thresholds.

orgertaabazi
7 months ago

C. an alert is generated by a transaction monitoring system.

orgertaabazi
7 months ago

C. an alert is generated by a transaction monitoring system

Divyabajaj1990
6 months, 4 weeks ago

c an alert is generated by a transaction monitoring system.

sulekhasingh
6 months ago

an alert is generated by a transaction monitoring system.

sekijogos
5 months, 2 weeks ago

Should be B

dion_loef
5 months, 1 week ago

B. cash transactions have values which avoid reporting thresholds.

relhaddad
5 months ago

cash transactions have values which avoid reporting thresholds.

kmurtaza465
4 months, 3 weeks ago

C. an alert is generated by a transaction monitoring system.

Khizer
4 months, 2 weeks ago

an alert is generated by a transaction monitoring system.

talk2preet
3 months, 4 weeks ago

Correct answer should be B as not every alert from a TM system results in filing a SAR

Jenren
3 months, 3 weeks ago

Avoid reporting

Josephine
3 months, 3 weeks ago

B avoid reporting thresholds
c. an alert is generated by a transaction monitoring system

farhanromi
3 months, 2 weeks ago

B. cash transactions have values which avoid reporting thresholds.

farhanromi
3 months, 2 weeks ago

B. cash transactions have values which avoid reporting thresholds.

farhanromi
3 months, 2 weeks ago

B. cash transactions have values which avoid reporting thresholds.

farhanromi
3 months, 2 weeks ago

B. cash transactions have values which avoid reporting thresholds.

lamiyehi
2 months, 1 week ago

B. cash transactions have values which avoid reporting thresholds.

Chrissy1717
2 months ago

Answer is B

nagesh
1 month, 3 weeks ago

B. cash transactions have values which avoid reporting thresholds.

Radhika
1 month, 3 weeks ago

B is the answer

ndhami
1 month, 1 week ago

cash transactions have values which avoid reporting thresholds.

Hussain
1 month, 1 week ago

cash transactions have values which avoid reporting thresholds.

xcheatham
1 month ago

B. cash transactions have values which avoid reporting thresholds.

Abhay9582303944
2 weeks, 6 days ago

A and C

rodrigomcf
1 week, 1 day ago

B. cash transactions have values which avoid reporting thresholds.


Question 4

An analyst reviewing trade finance transactions notices an increase in price of 25% over 12 months
for commodities with the same specification and quantity. Which action should the analyst take?

  • A. Produce an investigation report that finds evidence to substantiate the analyst's suspicion and submit a SAR/STR.
  • B. Produce an investigation report that considers client activity and factors that may have legitimately affected transaction cost. Most Votes
  • C. Produce an updated due diligence record for the client so that monitoring can be enhanced.
  • D. Produce a SAR/STR that describes apparent trade-based money laundering and submit to the Financial Investigation Unit (FIU).
Mark Question:
Answer:

B


User Votes:
A 50 votes
50%
B 111 votes
50%
C 40 votes
50%
D 32 votes
50%
Discussions
vote your answer:
A
B
C
D
0 / 1000
tinaguha
1 year ago

Product a SAR/STR that describes apparent trade-based money laundering and submit to the FIU.

abbass.yousaf2000
11 months, 1 week ago

C. Produce an updated due diligence record for the client so that monitoring can be enhanced.

neginarotam
11 months, 1 week ago

C.Produce an updated due diligence record for the client so that monitoring can be enhanced.

laneshapenrose
11 months ago

D. Produce a SAR/STR that describes apparent trade-based money laundering and submit to the Financial Investigation Unit (FIU).

AnaA.
11 months ago

B. Produce an investigation report that considers client activity and factors that may have legitimately affected transaction cost.

AnaA.
10 months, 4 weeks ago

B. Produire un rapport d'enquête qui prend en compte l'activité du client et les facteurs qui peuvent avoir légitimement affecté le coût de transaction.

AnaA.
10 months, 4 weeks ago

D. D. Produire un rapport d’enquête qui tient compte de l’activité du client et des facteurs qui peuvent avoir légitimement eu une incidence sur le coût de la transaction.

AnaA.
10 months, 4 weeks ago

B. Produire un rapport d'enquête qui prend en compte l'activité du client et les facteurs qui peuvent avoir légitimement affecté le coût de transaction.

adnan_shaikat
10 months, 3 weeks ago

Produce an updated due diligence record for the client so that monitoring can be enhanced.

adnan_shaikat
10 months, 2 weeks ago

C. Produce an updated due diligence record for the client so that monitoring can be enhanced.

dinbits
10 months ago

Activity is not inherently suspicious but requires scrutiny, the answer is B.

AravindBharathy
9 months, 3 weeks ago

B. Produce an investigation report that considers client activity and factors that may have legitimately affected transaction cost.

Sheila
9 months, 1 week ago

The answer is B

ldj32780
9 months ago

B and C. C because it would notify tellers at the branch.

sunnyvarughese
8 months, 1 week ago

Produce an investigation report that considers client activity and factors that may have legitimately affected transaction cost.

sunnyvarughese
8 months, 1 week ago

Produce an updated due diligence record for the client so that monitoring can be enhanced.

orgertaabazi
7 months ago

B. Produce an investigation report that considers client activity and factors that may have legitimately affected transaction cost.

sulekhasingh
6 months ago

Produce a SAR/STR that describes apparent trade-based money laundering and submit to the Financial Investigation Unit (FIU).

dion_loef
5 months, 1 week ago

B. Produce an investigation report that considers client activity and factors that may have legitimately affected transaction cost.

Jenren
3 months, 3 weeks ago

Produce an investigation

maheshwari.pratik23
2 months, 2 weeks ago

Produce an investigation report that finds evidence to substantiate the analyst's suspicion and submit a SAR/STR.

maheshwari.pratik23
2 months, 2 weeks ago

Produce an investigation report that finds evidence to substantiate the analyst's suspicion and submit a SAR/STR.

lamiyehi
2 months, 1 week ago

A. Produce an investigation report that finds evidence to substantiate the analyst's suspicion and submit a SAR/STR.

Radhika
1 month, 3 weeks ago

D is the right choice

ndhami
1 month, 1 week ago

Produce an updated due diligence record for the client so that monitoring can be enhanced.

kaklimala
1 month ago

Produce an updated due diligence record for the client so that monitoring can be enhanced.


Question 5

Which key factor would result in the decision for a financial institution (FI) to exit a client
relationship?

  • A. After assessing all risk factors the level of residual client risk exceeds the FI's risk appetite. Most Votes
  • B. The client is a registered charity known to remit funds to high risk geographies where there is limited due diligence information available.
  • C. Closing the client accounts will help reduce the number of transaction monitoring alerts.
  • D. Client transactions generate ongoing transaction monitoring alerts that did not result in any SAR/STR filings.
Mark Question:
Answer:

A


User Votes:
A 153 votes
50%
B 46 votes
50%
C 4 votes
50%
D 7 votes
50%
Discussions
vote your answer:
A
B
C
D
0 / 1000
tinaguha
1 year ago

After assessing all risk factors the level of residual client risk exceeds the FI's risk appetite.

abbass.yousaf2000
11 months, 1 week ago

B. The client is a registered charity known to remit funds to high risk geographies where there is limited due diligence information available

neginarotam
11 months, 1 week ago

A. After assessing all risk factors the level of residual client risk exceeds the FI's risk appetite.

laneshapenrose
11 months ago

A. After assessing all risk factors the level of residual client risk exceeds the FI's risk appetite.

AnaA.
10 months, 4 weeks ago

B. Le client est un organisme de bienfaisance enregistré connu pour envoyer des fonds vers des zones géographiques à haut risque où les informations disponibles en matière de diligence raisonnable sont limitées.

AnaA.
10 months, 4 weeks ago

Un. Après avoir évalué tous les facteurs de risque, le niveau de risque résiduel du client dépasse l’appétit pour le risque de l’institution financière.

AnaA.
10 months, 4 weeks ago

A. Après avoir évalué tous les facteurs de risque, le niveau de risque résiduel du client dépasse l'appétit pour le risque de l'IF.

adnan_shaikat
10 months, 3 weeks ago

After assessing all risk factors the level of residual client risk exceeds the FI's risk appetite.

adnan_shaikat
10 months, 2 weeks ago

After assessing all risk factors the level of residual client risk exceeds the FI's risk appetite.

dinbits
10 months ago

Answer is, A. If the risk factors exceed the appetite, also known as an exposure calculation.

Sheila
9 months, 1 week ago

After assessing all risk factors the level of residual client risk exceeds the FI's risk appetite.

ldj32780
9 months ago

I would also look closely at B and add notes to the account for enhanced scrutiny of the account.

sunnyvarughese
8 months, 1 week ago

The client is a registered charity known to remit funds to high risk geographies where there is limited due diligence information available.

sunnyvarughese
8 months, 1 week ago

After assessing all risk factors the level of residual client risk exceeds the FI's risk appetite.

CSP82
7 months, 2 weeks ago

After assessing all risk factors the level of residual client risk exceeds the FI's risk appetite.

sulekhasingh
6 months ago

After assessing all risk factors the level of residual client risk exceeds the FI's risk appetite

dion_loef
5 months, 1 week ago

A. After assessing all risk factors the level of residual client risk exceeds the FI's risk appetite

kmurtaza465
4 months, 3 weeks ago

A. After assessing all risk factors the level of residual client risk exceeds the FI's risk appetite.

kmurtaza465
4 months, 3 weeks ago

A. After assessing all risk factors the level of residual client risk exceeds the FI's risk appetite.

Jenren
3 months, 3 weeks ago

After assessing

lamiyehi
2 months, 1 week ago

B. The client is a registered charity known to remit funds to high risk geographies where there is limited due diligence information available.

nagesh
1 month, 3 weeks ago

The client is a registered charity known to remit funds to high risk geographies where there is limited due diligence information available

Radhika
1 month, 3 weeks ago

A & B is the right choice

ndhami
1 month, 1 week ago

The client is a registered charity known to remit funds to high risk geographies where there is limited due diligence information available.

kaklimala
1 month ago

After assessing all risk factors the level of residual client risk exceeds the FI's risk appetite.

rodrigomcf
1 week, 1 day ago

A. After assessing all risk factors the level of residual client risk exceeds the FI's risk appetite.


Question 6

Financial institutions (FIs) perform AML risk assessments to ensure:

  • A. a record for regulators indicating an AML risk assessment was completed at least once.
  • B. internal audit assurance that all AML-related policy and procedures are board approved.
  • C. satisfaction of the board of directors' approved risk appetite.
  • D. proper controls surrounding higher-risk products, services, customers, and geographic locations. Most Votes
Mark Question:
Answer:

D


Explanation:
Reference:
https://www.wolfsberg-
principles.com/sites/default/files/wb/pdfs/faqs/17.%20Wolfsberg-Risk-Assessment-FAQs-2015.pdf

User Votes:
A 19 votes
50%
B 9 votes
50%
C 10 votes
50%
D 157 votes
50%
Discussions
vote your answer:
A
B
C
D
0 / 1000
tinaguha
1 year ago

proper controls surrounding higher-risk products, services, customers, and geographic locations.

abbass.yousaf2000
11 months, 1 week ago

B. The client is a registered charity known to remit funds to high risk geographies where there is limited due diligence information available

neginarotam
11 months, 1 week ago

D. proper controls surrounding higher-risk products, services, customers, and geographic locations.

laneshapenrose
11 months ago

D. proper controls surrounding higher-risk products, services, customers, and geographic locations.

AnaA.
10 months, 4 weeks ago

D. des contrôles appropriés concernant les produits, services, clients et emplacements géographiques à plus haut risque.

AnaA.
10 months, 4 weeks ago

D. des contrôles appropriés concernant les produits, les services, les clients et les emplacements géographiques à haut risque.

AnaA.
10 months, 4 weeks ago

D. des contrôles appropriés concernant les produits, services, clients et emplacements géographiques à plus haut risque.

adnan_shaikat
10 months, 3 weeks ago

proper controls surrounding higher-risk products, services, customers, and geographic locations

adnan_shaikat
10 months, 2 weeks ago

D.proper controls surrounding higher-risk products, services, customers, and geographic locations.

dinbits
10 months ago

D. Proper controls are in place based on RBA.

Sheila
9 months, 1 week ago

proper controls surrounding higher-risk products, services, customers, and geographic locations.

manunikhikulkarni
9 months ago

D. proper controls surrounding higher-risk products, services, customers, and geographic locations.

ldj32780
9 months ago

. proper controls surrounding higher-risk products, services, customers, and geographic locations.

sunnyvarughese
8 months, 1 week ago

proper controls surrounding higher-risk products, services, customers, and geographic locations.

sunnyvarughese
8 months, 1 week ago

internal audit assurance that all AML-related policy and procedures are board approved.

sunnyvarughese
8 months, 1 week ago

internal audit assurance that all AML-related policy and procedures are board approved.

sulekhasingh
6 months ago

proper controls surrounding higher-risk products, services, customers, and geographic locations.

dion_loef
5 months, 1 week ago

D. proper controls surrounding higher-risk products, services, customers, and geographic locations.

kmurtaza465
4 months, 3 weeks ago

D. proper controls surrounding higher-risk products, services, customers, and geographic locations.

Jenren
3 months, 3 weeks ago

Proper control

Preethi
2 months ago


D. proper controls surrounding higher-risk products, services, customers, and geographic locations

Radhika
1 month, 3 weeks ago

The answer is D

ndhami
1 month, 1 week ago

proper controls surrounding higher-risk products, services, customers, and geographic locations.

kaklimala
1 month ago

proper controls surrounding higher-risk products, services, customers, and geographic locations.

rodrigomcf
1 week, 1 day ago

D. proper controls surrounding higher-risk products, services, customers, and geographic locations.


Question 7

What national agency is responsible for analyzing and assessing the information it receives to
substantiate possible existence of money laundering or terrorist financing activities?

  • A. The Financial Intelligence Unit (FIU) Most Votes
  • B. FATF
  • C. The Basel Committee
  • D. The Wolfsberg Group
Mark Question:
Answer:

B


Explanation:
Reference:
https://www.fatf-
gafi.org/media/fatf/content/images/National_ML_TF_Risk_Assessment.pdf

User Votes:
A 137 votes
50%
B 46 votes
50%
C 4 votes
50%
D 4 votes
50%
Discussions
vote your answer:
A
B
C
D
0 / 1000
SigappiGandhi
1 year, 1 month ago

FIU is a national agency receive and analyze the data

zinu_cool
1 year, 1 month ago

FATF is a national agency??

dinbits (replied to zinu_cool)
10 months ago

No. It's not. Ita a multi government agency based in France.

zinu_cool
1 year, 1 month ago

The correct answer is A! this mock exams is so misleading!

tinaguha
1 year ago

The Financial Intelligence Unit (FIU)

neginarotam
11 months, 1 week ago

A. The Financial Intelligence Unit (FIU)

laneshapenrose
11 months ago

A. The Financial Intelligence Unit (FIU)

AnaA.
10 months, 4 weeks ago

A. La Cellule de Renseignement Financier (CRF)

AnaA.
10 months, 4 weeks ago

Un. La Cellule de renseignement financier (CRF)

AnaA.
10 months, 4 weeks ago

B. GAFI...

adnan_shaikat
10 months, 3 weeks ago

A. The Financial Intelligence Unit (FIU)

adnan_shaikat
10 months, 2 weeks ago

The Financial Intelligence Unit (FIU)

dinbits
10 months ago

The answer is A, the FIU such as FinCEN (US), FinTRAC (CA), or AUSTRAC (AU).

Sheila
9 months, 1 week ago

The Financial Intelligence Unit (FIU)

ldj32780
9 months ago

. The Financial Intelligence Unit (FIU)

sunnyvarughese
8 months, 1 week ago

The The Financial Intelligence Unit (FIU) (FIU)

sunnyvarughese
8 months, 1 week ago

The Financial Intelligence Unit (FIU)

sulekhasingh
6 months ago

The Financial Intelligence Unit (FIU)

dion_loef
5 months, 1 week ago

A. The Financial Intelligence Unit (FIU)

talk2preet
3 months, 4 weeks ago

Answer A is correct as FATF is not a national agency

linhnguyen1811
3 months, 3 weeks ago

of cource A becaue national agency can't be FATF, Basel commitee and the Wolfberg Group

ndhami
1 month, 1 week ago

The Financial Intelligence Unit (FIU)

kaklimala
1 month ago

The Financial Intelligence Unit (FIU)

rodrigomcf
1 week, 1 day ago

A. The Financial Intelligence Unit (FIU)


Question 8

When performing a risk assessment, which factors should be considered when identifying and
measuring risk? (Choose two.)

  • A. Customer composition Most Votes
  • B. Financial performance
  • C. Product offerings Most Votes
  • D. Regulatory environment
  • E. Company culture
Mark Question:
Answer:

A, D


User Votes:
A 118 votes
50%
B 30 votes
50%
C 107 votes
50%
D 76 votes
50%
E 8 votes
50%
Discussions
vote your answer:
A
B
C
D
E
0 / 1000
Reena
1 year, 1 month ago

A C

tinaguha
1 year ago

Customer composition and Product offerings

neginarotam
11 months, 1 week ago

A. Customer composition
C. Product offerings

AnaA.
10 months, 4 weeks ago

B. Performance financière
D. Environnement réglementaire

AnaA.
10 months, 4 weeks ago

C. Offres de produits
D. Environnement réglementaire

adnan_shaikat
10 months, 2 weeks ago

A. Customer composition
C. Product offerings

Sheila
9 months, 1 week ago

Customer composition and Product offerings

ldj32780
9 months ago

Why C? I don't understand why product offerings would come into play.

sunnyvarughese
8 months, 1 week ago

Customer composition

sunnyvarughese
8 months, 1 week ago

Regulatory environment

sulekhasingh
6 months ago

Product offerings, Customer composition

dion_loef
5 months, 1 week ago

A. Customer composition
C. Product offerings

adnan_shaikat
4 months, 1 week ago

Customer composition,Product offerings

ndhami
1 month, 1 week ago

Customer composition


Question 9

Which are common types of economic sanctions? (Choose three.)

  • A. Targeted sanctions Most Votes
  • B. Technological sanctions
  • C. SWIFT network sanctions
  • D. Sectoral sanctions
  • E. Supervisory sanctions
  • F. Comprehensive sanction Most Votes
Mark Question:
Answer:

A, C, F


Explanation:
Reference:
https://www.cfr.org/backgrounder/what-are-economic-sanctions

User Votes:
A 138 votes
50%
B 19 votes
50%
C 55 votes
50%
D 105 votes
50%
E 41 votes
50%
F 108 votes
50%
Discussions
vote your answer:
A
B
C
D
E
F
0 / 1000
tinaguha
1 year ago

Targeted sanctions, sectoral sanctions, SWIFT network sanctions.

neginarotam
11 months, 1 week ago

D. Sectoral sanctions
E. Supervisory sanctions
F. Comprehensive sanction

laneshapenrose
11 months ago

A, and D, and F

alinemaidla
11 months ago

A, C, D answers

AnaA.
10 months, 4 weeks ago

D. Sanctions sectorielles

AnaA.
10 months, 4 weeks ago

Un. Sanctions ciblées
C. Sanctions contre le réseau SWIFT
F. Sanction globale

adnan_shaikat
10 months, 2 weeks ago

A. Targeted sanctions
B. Technological sanctions
D. Sectoral sanctions

Sheila
9 months, 1 week ago

The answer is A C and F

sunnyvarughese
8 months, 1 week ago

Comprehensive sanction

ananthb_1976
7 months, 1 week ago

It is A, D and F

sulekhasingh
6 months ago

Targeted sanctions Sectoral sanction Comprehensive sanction

dion_loef
5 months, 1 week ago

A. Targeted sanctions
D. Sectoral sanctions
F. Comprehensive sanction

ndhami
1 month, 1 week ago

SWIFT network sanctions


Question 10

Which private banking situation requires due diligence actions to be implemented according to the
AML principles of the Wolfsberg group?

  • A. A local wealthy individual wants to become a customer of a local retail bank.
  • B. A beneficial owner of an exchange house wants to open an account with the bank.
  • C. A wealthy individual from a high-risk country wants to open an account with a private bank. Most Votes
  • D. A new customer asks to set up an exchange house using the bank as the correspondent.
Mark Question:
Answer:

C


User Votes:
A 4 votes
50%
B 15 votes
50%
C 109 votes
50%
D 39 votes
50%
Discussions