finra series-7 practice test

General Securities Representative Examination (GS)

Last exam update: Nov 27 ,2025
Page 1 out of 27. Viewing questions 1-15 out of 400

Question 1

Which of the following preferred issues is likely to fluctuate most in value?

  • A. cumulative preferred
  • B. callable preferred
  • C. convertible preferred
  • D. broker preferred
Mark Question:
Answer:

C


Explanation:
convertible preferred. Because of the conversion feature, convertibles are more closely linked to the
price of the common stock. In addition, since the dividend rate on convertible preferred is usually
lower than other preferred issues, the convertibles are more sensitive to interest rate fluctuations.

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Question 2

Which of the following rights does an ADR holder not have?

  • A. preemptive rights
  • B. the right to vote for your mother-in-law as a board member
  • C. the right to transfer ownership
  • D. the right to see financial statements
Mark Question:
Answer:

A


Explanation:
preemptive rights. Holders of ADRs do not have preemptive rights, although they have most other
rights of shareholders, including the right to vote for board members-even a mother-in-law

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Question 3

A corporation makes a rights offering to raise $10 million of new capital by issuing one million shares
of common stock. If it already has six million shares outstanding at the time of the offering.
How many rights will the corporation distribute to its shareholders?

  • A. one million
  • B. six million
  • C. ten million
  • D. sixteen million
Mark Question:
Answer:

B


Explanation:
six million. One right for each outstanding share is distributed.

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Question 4

A corporation makes a rights offering to raise $10 million of new capital by issuing one million shares
of common stock. If it already has six million shares outstanding at the time of the offering.
What is the subscription price per share?

  • A. $4
  • B. $6
  • C. $7
  • D. $10
Mark Question:
Answer:

D


Explanation:
$10. There are one million shares divided into the $10 million of new capital.

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Question 5

A corporation makes a rights offering to raise $10 million of new capital by issuing one million shares
of common stock. If it already has six million shares outstanding at the time of the offering.
What subscription ratio is the corporation establishing for each new share?

  • A. 6 rights per share
  • B. 10 rights per share
  • C. 6 million rights per share
  • D. 10 million rights per share
Mark Question:
Answer:

A


Explanation:
6 rights per share. Each share receives a right and there are six million shares receiving rights to one
million new shares. So six rights are required for one share.

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Question 6

Bubba owns stock with cumulative voting rights. There are five vacancies on a board and he owns
100 shares of stock. Bubba is entitled to cast the following votes:

  • A. a total of 100 votes
  • B. a total of 100 votes per
  • C. a total of 500 votes
  • D. you are not allowed to vote
Mark Question:
Answer:

C


Explanation:
500 votes. Under cumulative voting, the number of directors is multiplied by the number of shares
owned. The votes may be cast all for a single director or divided in any manner among the directors.

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Question 7

The definition of debentures is:

  • A. a loan secured by real estate
  • B. collateralized securities
  • C. a worthless security
  • D. securities backed by the general credit of the issuers but no specific collateral
Mark Question:
Answer:

D


Explanation:
securities backed by the general credit of the issuers but no specific collateral. And in the case of
some issuers, that may be fairly worthless.

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Question 8

Convertible bonds have all of the following features except:

  • A. an ability to protect a short position on the stock into which they are convertible
  • B. permissibility for use as collateral
  • C. a normally higher yield than non-convertible bonds of the same issuer
  • D. fluctuations influenced by changes in the price of the underlying common stock
Mark Question:
Answer:

C


Explanation:
a normally higher yield than non-convertible bonds of the same issuer. Remember that the question
says “except” for this feature. Convertible bonds normally do NOT have a higher yield than non-
convertible bonds of the same issuer. Convertibles usually have a lower yield than non -convertible
sisters.

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Question 9

Although a corporation has no earnings in a particular year, it is obligated to pay interest on all its
outstanding debt except the following:

  • A. convertible subordinated debentures
  • B. collateral trust bonds
  • C. adjustment bonds
  • D. equipment trust certificates
Mark Question:
Answer:

C


Explanation:
adjustment bonds. These bonds are also known as income bonds. Interest is paid only if there is
income.

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Question 10

Interest rates rise from 5.10% to 5.30%. For a prospective buyer of five $1,000 bonds, what is the
increase in interest payments as a result of the rise?

  • A. $20
  • B. $100
  • C. $2
  • D. $10
Mark Question:
Answer:

D


Explanation:
$10. Interest rates increased by 20 basis points. One basis point is 10 cents. So 20 basis points is $2.
But…since there are five bonds, that $2 x 5 = $10.

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Question 11

Common stocks for which of the following industries are most likely to decline in value when interest
rates rise?

  • A. automobile manufacturers
  • B. airlines
  • C. stock brokers
  • D. public utility companies
Mark Question:
Answer:

D


Explanation:
public utility companies. Interest rates most affect the companies with the greatest amount of debt.
Public utility companies are highly leveraged. Hence, they most likely incur the largest effect of rising
interest rates.

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Question 12

Convertible preferred stock has all of the following characteristics except:

  • A. a lower dividend rate than non-convertible preferred
  • B. a dilution of earnings if converted into common stock
  • C. a requirement for shareholders to always accept the call price when called
  • D. required dividend payments to shareholders before any dividends are paid to holders of common stock
Mark Question:
Answer:

C


Explanation:
a requirement for shareholders to always accept the call price when called. All of the other
statements are true “except” this one. Convertible preferred shareholders have a n opportunity to
convert to common stock. There is no forced call price.

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Question 13

Bubba buys a 5% bond that matures in 15 years with a 5.10 basis. How much did he pay for the
bond?

  • A. 5.00
  • B. 98.96
  • C. 100.00
  • D. 105.10
Mark Question:
Answer:

B


Explanation:
98.96. A calculator is not required for this. Even Bubba knows the bond is obviously trading at a slight
discount by yielding 5.10% instead of the coupon rate of 5%. If the yield was the same as the coupon
rate, the price is 100.00.

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Question 14

Bonds are most often quoted as a percentage of:

  • A. face value
  • B. book value
  • C. market value
  • D. whatever value the broker says
Mark Question:
Answer:

A


Explanation:
face value. The price is 100.00 if the yield is the same as the coupon rate. A price of less than 100.00
means the yield is higher than the coupon rate. A price of more than 100.00 means the yield is lower
than the coupon rate. The prices are a percentage of 100.00. However, treasury bonds and municipal
bonds are not quoted in this way.

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Question 15

Which of the following is a right for shareholders of common stock?

  • A. the right to have the stock price increase
  • B. the right to vote about important matters of the company
  • C. the right to dividends
  • D. both B and C
Mark Question:
Answer:

B


Explanation:
the right to vote about important matters of the company. Shareholders have no expectation of stock
price increase or dividends. They are entitled to receive dividends only if the board of directors
declares them.

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